Refund Policy
Effective Date: January 1, 2026
Global Ag Insurance Services, LLC values transparency regarding insurance premium payments, policy cancellations, billing procedures, and refund processing.
1. Insurance Premium Payments
Insurance premium payments are governed by the terms established by the insurance carrier underwriting the policy.
2. Refund Eligibility
Refund eligibility may vary depending on:
- Policy type
- Carrier requirements
- Underwriting guidelines
- State regulations
- Cancellation timing
3. Policy Cancellations
Policyholders may request policy cancellations according to carrier procedures and applicable insurance regulations. Cancellation requests may require:
- Written authorization
- Signed documentation
- Identity verification
4. Pro-Rated Refunds
Where applicable, refunds may be issued on a pro-rated basis for unused policy periods.
5. Non-Refundable Fees
Administrative fees, processing fees, underwriting expenses, and certain agency service charges may be non-refundable where permitted by law.
6. Refund Processing
Approved refunds may require several business days depending on insurance carriers, financial institutions, and payment processors.
7. Billing Questions
Customers should contact our office promptly regarding billing concerns or disputed charges.
8. No Guarantee of Refunds
Refund approvals remain subject to insurance carrier policies, signed agreements, underwriting reviews, and applicable laws.
9. Contact Information
Global Ag Insurance Services, LLC
45 E. River Park Pl W, Suite 601
Fresno, CA 93720
Phone: (858) 402-5765